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Discover Your Dream Home in Chattanooga: 2801 Chapel Bend

by The Paula McDaniel Group

Discover Your Dream Home in Chattanooga: 2801 Chapel Bend

Are you in search of your dream home nestled in the heart of Chattanooga? Look no further than 2801 Chapel Bend! This remarkable property offers not only a prime location but also an array of amenities that cater to comfortable and luxurious living.

Situated just minutes away from the serene Chester Frost Park, residents of 2801 Chapel Bend can relish in the beauty of the lake during the summer months. Additionally, the bustling neighborhood of Hixson provides convenient access to an abundance of shopping outlets and delectable dining options, ensuring that every need is met within close proximity.

From the moment you set eyes on this charming abode, its irresistible curb appeal will captivate you. Adorned with a welcoming rocking chair front porch and positioned on a spacious corner lot with two driveways, this home exudes warmth and hospitality. The Cedar siding, shutters, and porch rails, all refurbished approximately 2 years ago, add to the timeless allure of the property.

Step inside to discover a sanctuary of elegance and comfort. The main living area boasts exquisite Asian walnut floors that seamlessly traverse the space, creating an atmosphere of sophistication. The vaulted ceiling living room, featuring a cozy gas log fireplace, effortlessly transitions into the expansive eat-in kitchen adorned with granite countertops, stainless steel appliances, and a pantry, perfect for culinary enthusiasts.

The versatility of the home is showcased by the dining room, currently utilized as an office space, located at the front of the house. The main level master suite epitomizes luxury living with its stunning hardwood floors, vaulted ceiling, and recently updated en-suite bathroom. Complete with a walk-in closet, linen closet, and a tile shower equipped with multiple shower heads and grab bars for accessibility, this master retreat is designed for utmost comfort and convenience.

Ascending to the upper level, you'll find three additional bedrooms, a full bathroom boasting dual sinks and granite countertops, and a laundry room with walk-in storage, ensuring that every need is effortlessly met. The basement, offering ample space for expansion or storage, is heated and cooled and features a garage door for added convenience.

The allure of outdoor living is exemplified by the newly renovated back deck, providing the perfect spot to unwind and entertain guests. With the main level HVAC unit replaced in 2023, this home offers both comfort and peace of mind.

 With its prime location, an abundance of amenities, and timeless charm, this home presents an unparalleled opportunity for discerning buyers. Don't miss out on the chance to make this beautiful property your own!

Guide to Buying a Home in Chattanooga, TN

by The Paula McDaniel Group

The city of Chattanooga, Tennessee, is not only known for its stunning natural beauty, but also for its thriving real estate market. In September 2023, the Chattanooga housing market continued to show resilience and growth, making it an attractive destination for potential homebuyers. If you're considering buying a home in Chattanooga, this blog post will provide valuable insights to help you navigate the market.

1. Home Prices on the Rise

The median listing home price in Chattanooga, TN reached $372,000 in September 2023, marking a substantial 6.3% year-over-year increase. This uptrend in prices signifies the city's desirability and a healthy real estate market. While it might seem like a competitive environment for buyers, there's more to the story.

2. Sale-to-List Price Ratio

One of the remarkable aspects of the Chattanooga market is the sale-to-list price ratio, which stood at an impressive 99.22% in September 2023. This statistic means that, on average, homes in Chattanooga were selling for nearly their asking price. This reflects a level of trust and satisfaction between buyers and sellers, indicating that you can expect transparency and fairness in your transactions.

3. Buyer's Market Advantage

Despite the rising prices, Chattanooga, TN, is still a buyer's market in September 2023. A buyer's market is characterized by a greater supply of homes than the demand. This situation offers significant advantages for those seeking their dream home. With more options to choose from, you have a better chance of finding a property that perfectly fits your needs and budget.

4. Median Days on Market

The median days on the market for homes in Chattanooga averaged 37 days in September 2023. While this may seem like a relatively short time, it's worth noting that the trend has gone up slightly since last month and the same period last year. This indicates that homes are staying on the market a bit longer, providing buyers with a bit more flexibility in their decision-making process.

Tips for Homebuyers in Chattanooga, TN

Now that you're armed with these market insights, here are some tips to help you make the most of your home-buying experience in Chattanooga:

  • Set a Realistic Budget: With prices on the rise, it's crucial to set a realistic budget that considers not only the purchase price but also factors like property taxes and maintenance costs.

  • Work with a Local Realtor: A local real estate agent with a deep understanding of the Chattanooga market can be your greatest asset. They can guide you to the best neighborhoods and properties that suit your preferences and budget.

  • Be Patient: While the market is favorable for buyers, don't rush into a decision. Take your time to explore the available options and ensure you make an informed choice.

  • Get Pre-Approved for a Mortgage: To strengthen your position as a buyer, get pre-approved for a mortgage. This will give you a clear idea of how much you can afford and make your offers more appealing to sellers.

  • Consider Future Trends: Chattanooga is a city on the rise, so consider the potential for property appreciation in your chosen area. Research developments and infrastructure projects that may impact property values.

In conclusion, Chattanooga, TN, presents a unique opportunity for homebuyers in September 2023. While prices are rising, the market is still favorable for those in search of their dream home. By following the tips and strategies outlined in this blog post, you can navigate the market with confidence and find the perfect property to call your own in this charming Tennessee city.

 

Statistics From: https://www.realtor.com/realestateandhomes-search/Chattanooga_TN/overview

Preparing Your Home For Fall: The Complete Guide

by The Paula McDaniel Group

As summer gradually fades and the crisp air of autumn takes over, it's the perfect time to transition your home to embrace the cozy and inviting ambiance of the fall season. Whether you're a fan of pumpkin spice lattes, warm blankets, or the vibrant colors of changing leaves, getting your home ready for fall can be an enjoyable and rewarding endeavor. In this guide, we'll walk you through a series of steps to transform your living space into a haven of comfort and seasonal charm.

  1. Declutter and Clean

Before you embark on your fall home transformation, start by decluttering and cleaning your living spaces. Store away summer items that won't be needed, such as beach towels and summer-themed decor. As you clean, pay special attention to areas that might have been overlooked during the busy summer months. A clean slate will make it easier to incorporate cozy fall elements.

  1. Warm and Inviting Color Palette

Update your home's color palette to reflect the warm and inviting tones of fall. Consider incorporating shades like deep oranges, rustic reds, golden yellows, and earthy browns. These hues can be added through throw pillows, blankets, curtains, and even small decorative items.

  1. Layered Textures and Fabrics

Fall is all about tactile comfort. Swap out lightweight summer fabrics for cozier options like plush velvet, soft flannel, and knitted materials. Drape chunky knit throws over sofas and chairs, and place textured rugs on the floors to create a comfortable and inviting atmosphere.

  1. Fall-Inspired Decor

Embrace the spirit of the season with fall-inspired decor. Decorative pumpkins, gourds, and autumn wreaths can instantly add a touch of fall charm to your home. Consider creating a centerpiece for your dining table using seasonal fruits, leaves, and candles. Incorporate natural elements like pinecones, acorns, and branches to bring the outdoors inside.

  1. Scented Candles and Fragrances

The sense of smell is a powerful way to evoke the feeling of fall. Fill your home with the comforting aromas of pumpkin spice, cinnamon, apple, and vanilla. Scented candles and essential oil diffusers can infuse your living spaces with these delightful fragrances, creating a warm and cozy ambiance.

  1. Transitioning Outdoor Spaces

Extend the cozy vibes to your outdoor spaces as well. Consider updating your patio or porch with weather-resistant cushions, warm blankets, and outdoor heaters or fire pits. These additions will allow you to enjoy the crisp fall evenings while staying comfortable.

  1. Prepping the Fireplace

If you have a fireplace, now is the time to give it some attention. Clean out any remnants from last year and make sure it's in good working condition. Place a basket of firewood nearby for easy access on chilly nights. Don't forget to have the chimney inspected and cleaned by a professional if needed.

  1. Seasonal Tablescapes

Set the tone for fall gatherings by creating inviting tablescapes. Use autumn-inspired tablecloths, placemats, and dishes to create a warm and festive atmosphere for family meals and gatherings with friends. Incorporate natural elements like leaves, berries, and twigs for a rustic touch.

  1. Cozy Reading Nooks

Create cozy reading nooks in your home where you can curl up with a good book and a cup of tea. Place a comfortable armchair near a window with a view, and add soft cushions and a throw blanket. Make sure to have a nearby side table to hold your books and beverages.

  1. Fall Garden and Porch Decor

Extend your fall decor to your garden and porch by using pumpkins, mums, and fall foliage to add color and charm. Consider hanging a fall-themed wreath on your front door and arranging potted plants in warm-toned containers.

With these steps, you'll be well on your way to creating a warm and inviting home that perfectly captures the essence of the fall season. From cozy textures and seasonal colors to delightful fragrances and festive decor, preparing your home for fall can be a delightful and creative endeavor that enhances the comfort and beauty of your living spaces. So, embrace the changing seasons and get ready to enjoy the magic of fall in every corner of your home.

Welcome to the enchanting city of Chattanooga, Tennessee. If you're looking for your dream home or wanting to sell your current home in this picturesque city, you've come to the right place. The Paula McDaniel Group, as seasoned Realtors with extensive knowledge of the local real estate market, is thrilled to guide you through the incredible opportunities that await in Chattanooga. In this blog, we'll explore why Chattanooga is a sought-after destination for homeowners and how our team can help you find the perfect property that aligns with your lifestyle and financial goals.

 

The Chattanooga Appeal - A City Like No Other Chattanooga offers a unique blend of charm, history, and modernity. From the iconic Walnut Street Bridge spanning the Tennessee River to the lively entertainment of the Chattanooga Choo Choo, the city seamlessly balances its rich heritage with development. Our team highlights the city's outdoor activities like hiking, biking, and rock climbing, making it a haven for all.

 

A Booming Real Estate Market The Chattanooga real estate market has been on a steady rise, presenting tremendous opportunities for both homebuyers and investors. Our team will guide you through the consistent year-over-year growth in property values and the reasonable cost of living. We understand the neighborhoods, each offering unique amenities and lifestyles, such as North Shore's artsy vibe or Lookout Mountain's panoramic views.

 

The Search for Your Dream Home Finding the perfect property can be a daunting task, but with The Paula McDaniel Group by your side, the process becomes an exciting journey. We understand your needs and preferences to curate tailored listings. Our commitment is to provide you with the most up-to-date listings, ensuring you never miss out on the best opportunities.

 

Navigating the Buying Process Our team will walk you through the home buying process in Chattanooga, breaking it down into simple steps, from pre-approval to closing the deal. We will be with you every step of the way, addressing any questions or concerns. Count on us to assist with negotiations, inspections, and paperwork, offering you a seamless and stress-free experience.

 

Testimonials and Success Stories Our satisfied clients have found their dream homes or made successful investments with our guidance. Real-life success stories add authenticity and trustworthiness to our services.

 

As Realtors at The Paula McDaniel Group, our mission is to help you discover the perfect property that matches your lifestyle and financial goals. Chattanooga offers a unique blend of natural beauty, vibrant culture, and an ever-growing real estate market. Whether you're seeking a charming home or an investment opportunity, our team is here to guide you every step of the way. Let's embark on this exciting journey together and find your piece of paradise in Chattanooga, TN. Contact us today to get started!

The Importance of Home Inspections: Ensuring a Sound Investment

by The Paula McDaniel Group

When purchasing a new home, it's easy to get swept away by the excitement of finding your dream property. However, amidst the thrill, it's crucial not to overlook one of the most critical steps in the home buying process: the home inspection. A thorough home inspection can mean the difference between a sound investment and a potential money pit. In this blog, we'll dive into the importance of home inspections and how they could ensure you're making a wise investment in your new property.

Uncover Hidden Issues

A home inspection is like a health check-up for your future home. It involves a qualified and experienced professional who meticulously examines the property for any underlying issues. These issues might not be apparent to the untrained eye during a casual walk-through. From structural problems to hidden water damage, a home inspector can identify potential red flags, allowing you to make an informed decision before finalizing the purchase.

Negotiating Power

Armed with the findings of the home inspection report, you could gain an advantage in negotiations with the seller. If significant issues are uncovered, you can request repairs or ask for a reduction in the purchase price to account for the necessary fixes. In some cases, buyers might even choose to walk away from the deal altogether if the issues are too severe. A home inspection empowers you to make decisions that protect your investment and financial interests.

Forecasting Future Costs

Beyond the initial purchase price, a home comes with ongoing maintenance and repair costs. A thorough inspection can provide valuable insights into potential future expenses. The report will not only highlight existing issues but also give you an idea of the age and condition of major systems like the roof, HVAC, plumbing, and electrical systems. Knowing about these factors in advance can help you plan your finances better and avoid unwelcome surprises down the road.

Safety and Peace of Mind

Home inspections play a crucial role in identifying hazardous conditions, such as mold, asbestos, or electrical problems. By investing in a comprehensive inspection, you gain peace of mind, knowing that your new home is a safe and secure environment for everyone.

Protecting Your Investment

Purchasing a home is likely the most significant investment you'll make in your lifetime. A home inspection acts as a protective shield for this investment. By understanding the true condition of the property, you can make an informed decision about whether to proceed with the purchase or negotiate a better deal. 

In conclusion, a home inspection is an integral part of the home buying process, ensuring you make a sound investment. By uncovering hidden issues, giving you negotiating power, forecasting future costs, ensuring safety, and protecting your investment, a home inspection offers numerous benefits that far outweigh its initial cost. When considering your next home purchase, remember that a thorough inspection is not just an option but could be a necessity to safeguard your financial interests. It might be worth considering a call to schedule a professional home inspection and make your home buying journey a smooth and confident one.


Waterfront Properties: Considerations for Buying or Renting by the Water

by The Paula McDaniel Group

Living or vacationing by the water is a dream for many individuals, and Chickamauga Lake offers a picturesque setting for those seeking a waterfront property. Nestled in the beautiful region of Tennessee, Chickamauga Lake provides breathtaking views, recreational opportunities, and a serene atmosphere. In this blog post, we will explore the key factors to consider when buying or renting a waterfront property on Chickamauga Lake.

 

Location and Surroundings: Chickamauga Lake boasts a prime location in close proximity to Chattanooga, offering a harmonious blend of natural beauty and urban convenience. When considering a waterfront property, explore the neighborhoods surrounding the lake. Look for areas that provide a balance between peaceful waterfront living and easy access to amenities, including restaurants, shopping centers, and healthcare facilities. Additionally, consider the availability of recreational activities such as fishing and boating in the vicinity.

Waterfront Access: One of the major attractions of Chickamauga Lake is its extensive shoreline. When evaluating waterfront properties, determine the type of access they offer. Some properties may provide direct access to sandy beaches or private docks, allowing for easy boat launching or swimming. Assess the condition of the shoreline and any existing structures, ensuring they align with your desired activities and lifestyle.

Property Maintenance and Insurance: Living near Chickamauga Lake comes with specific maintenance considerations. Being mindful of the lake's characteristics, such as fluctuating water levels and potential erosion, is essential. Ensure that the property has adequate drainage systems and that structures are built to withstand waterfront living. Verify the property's insurance coverage, as waterfront properties may require additional policies or riders to protect against water-related risks, including flood insurance.

Lake Regulations and Restrictions: Before purchasing or renting a waterfront property on Chickamauga Lake, familiarize yourself with any lake-specific regulations and restrictions. These could include guidelines for boating, fishing, or the use of personal watercraft. Understanding and complying with regulations will help ensure a harmonious experience with the lake and its community.

Resale Value and Market Trends: When investing in a waterfront property, it is crucial to consider the long-term potential. Research the current market trends for Chickamauga Lake waterfront properties, including recent sales, property values, and growth projections. Understanding the market dynamics will help you make an informed decision and assess the property's potential for appreciation in value over time.


Purchasing or renting a waterfront property on Chickamauga Lake offers a unique opportunity to embrace a lifestyle surrounded by natural beauty and endless recreational possibilities. By considering factors such as location, waterfront access, property maintenance, lake regulations, and market trends, you can make a well-informed decision and find the perfect waterfront property that aligns with your preferences and enhances your enjoyment of this magnificent lake.

 

The Paula McDaniel Group

Real Estate Partners Chattanooga, LLC

423.667.2997 | 423.362.8333

Equal Housing Opportunity. Licensed in TN & GA.

Selling a home quickly and efficiently is a top priority for any homeowner in the vibrant Chattanooga real estate market. To achieve a swift and successful sale, it is crucial to employ effective marketing and staging strategies. By implementing these tips, you can attract potential buyers, showcase your property's best features, and increase your chances of selling your home fast. In this blog post, we will explore some expert advice on marketing and staging strategies specifically tailored to the dynamic Chattanooga real estate market.

 

1. Research the Local Market

Before diving into the selling process, it's important to understand the current real estate market in Chattanooga. Conduct thorough research and consult with a reputable real estate agent who specializes in the area. Understanding market trends, average selling prices, and buyer preferences will help you make informed decisions and set realistic expectations. We are just a phone call away to talk you through the best strategy for selling your home in this market!

 

2. Enhance Your Home's Curb Appeal

First impressions matter, and the exterior of your home is the first thing potential buyers will see. Take the time to improve your home's curb appeal by tidying up the landscaping, applying a fresh coat of paint if needed, and ensuring that the entryway is inviting. Chattanooga, known for its natural beauty and scenic surroundings, offers plenty of opportunities to showcase any unique features your property may have.

 

3. Stage Your Home to Impress

Staging your home can make a significant difference in attracting buyers and helping them envision themselves living in the space. Start by decluttering and depersonalizing the rooms to create a neutral and inviting atmosphere. Pay attention to furniture placement and aim for a spacious and functional layout. Utilize natural light to showcase the beauty of Chattanooga's picturesque landscapes and captivating views.

 

4. Professional Photography and Virtual Tours

In today's digital age, online presence is vital in real estate marketing. Invest in professional photography to capture high-quality images that highlight the best features of your home. Consider incorporating virtual tours, allowing potential buyers to explore your property from the comfort of their own homes. By leveraging technology and showcasing the unique charms of Chattanooga, you can attract a wider audience of interested buyers.

 

5. Strategic Online Marketing

Utilize online platforms and social media to promote your home listing to a broader audience. Work with your real estate agent to create compelling property descriptions that highlight the desirable aspects of Chattanooga, such as its thriving downtown, outdoor recreational opportunities, and vibrant cultural scene. Target specific keywords and phrases that resonate with potential buyers searching for homes in the area.

 

Selling your home fast in the thriving Chattanooga real estate market requires a strategic approach. By researching the local market, enhancing your home's curb appeal, staging effectively, utilizing professional photography and virtual tours, and implementing strategic online marketing, you can increase your chances of attracting interested buyers and achieving a swift and successful sale. Whether you're located in Chattanooga or other areas, these tips will help you navigate the selling process with confidence! Give us a call today to see how we will market your home and get you the best offer possible!

 

The Paula McDaniel Group

Real Estate Partners Chattanooga, LLC

423.667.2997 | 423.362.8333

Equal Housing Opportunity. Licensed in TN &GA.

 

 

Maximizing Property Value

by The Paula McDaniel Group

Whether you're preparing to sell your home or simply want to enhance its value, strategic home improvement and renovations can make a significant difference. By focusing on key areas and making thoughtful upgrades, you can maximize your property's value while creating a more enjoyable living space. In this blog post, we will share valuable tips to help you embark on home improvement and renovation projects that will increase your property's appeal and market worth.

  1. Enhance Curb Appeal: First impressions matter, and the exterior of your home sets the tone for potential buyers or visitors. Improve your home's curb appeal by investing in landscaping, refreshing the exterior paint, upgrading the front door and hardware, and ensuring the overall appearance is well-maintained. A visually appealing exterior can attract attention and increase the perceived value of your property.

  2. Kitchen Renovation: The kitchen is often considered the heart of a home and can greatly impact its value. Consider renovating your kitchen to create a more modern and functional space. Update outdated appliances, replace worn countertops, install new cabinetry, and consider adding desirable features such as a kitchen island or energy-efficient appliances. A stylish and well-designed kitchen can significantly enhance your home's value and appeal.

  3. Bathroom Upgrades: Bathrooms are another area where strategic renovations can provide a high return on investment. Update fixtures, replace outdated tiles, improve lighting, and consider adding luxury features like a walk-in shower or a soaking tub. Attention to detail and creating a spa-like atmosphere can make a significant difference in attracting potential buyers and increasing the value of your property.

  4. Energy Efficiency Improvements: Energy-efficient homes are in high demand and can command higher prices in the real estate market. Invest in energy-saving upgrades such as installing solar panels, upgrading insulation, replacing windows with energy-efficient models, and upgrading appliances to Energy Star rated versions. These improvements not only lower utility costs but also demonstrate your commitment to sustainability, which is appealing to environmentally conscious buyers.

  5. Open Floor Plan: If your home has a traditional layout with separate rooms, consider opening up the floor plan. Removing walls or creating wider doorways can create a more spacious and airy feel, increasing the flow between rooms. Open floor plans are highly desired for their ability to promote a sense of connectivity and modern living. However, it's important to consult with a professional to ensure the structural integrity of your home is not compromised during this process.

  6. Smart Home Technology: Integrating smart home technology can add convenience, efficiency, and desirability to your property. Consider installing devices such as smart thermostats, security systems, automated lighting, and voice-controlled assistants. These features not only enhance the functionality of your home but also demonstrate its modernity and appeal to tech-savvy buyers.

  7. Additional Living Space: Creating additional living space can significantly increase your property's value. This can be accomplished by finishing the basement, converting an attic into a bedroom or living area, or adding an extension to the house. More livable square footage translates into a higher appraisal value and attracts buyers seeking ample space for their needs.

Maximizing the value of your property through strategic home improvement and renovations requires careful planning and consideration. By focusing on enhancing curb appeal, renovating key areas like the kitchen and bathrooms, investing in energy efficiency, opening up the floor plan, incorporating smart home technology, and creating additional living space, you can elevate your property's worth and attract potential buyers. Remember to consult with professionals, set a budget, and prioritize upgrades that align with market demands and your personal goals.

The Benefits of Homeownership

by The Paula McDaniel Group

June marks an important celebration in the United States: National Home Ownership Month! This annual observance recognizes the significance of owning a home and the positive impact it has on individuals, families, and communities. As we dive into the advantages of homeownership, we will talk about the inherent benefits and explore the true meaning of having a place to call your own!

  1. Stability and Security: Owning a home provides a sense of stability and security that renting cannot match. When you own a home, you have the freedom to settle down, establish roots, and build a strong foundation for your future. No longer subject to rising rents and you have control over your living space to create a stable environment for yourself and your loved ones.

  2. Building Wealth and Equity: One of the most compelling advantages of homeownership is the opportunity to build wealth and accumulate equity. As you make mortgage payments, you are investing in your own asset rather than paying someone else's mortgage. Over time, your home may appreciate in value, offering you the potential to build significant equity. This equity can be leveraged for future endeavors, such as funding education, starting a business, or securing a comfortable retirement.

  3. Tax Benefits: Homeownership brings with it a range of tax benefits that can help you save money. The mortgage interest deduction allows you to deduct the interest paid on your mortgage from your taxable income. Additionally, property tax deductions and capital gains exclusions may be available, depending on your circumstances. These tax advantages can make a significant difference in your financial well-being, allowing you to keep more of your hard-earned money.

  4. Pride of Ownership and Personalization: Owning a home gives you the opportunity to express your personal style and make the space truly your own. You have the freedom to paint the walls, renovate, and customize your home to reflect your tastes and preferences. This sense of pride and ownership fosters a strong connection to your community and creates a welcoming space for family and friends to gather.

  5. Stronger Communities: Homeownership plays an important role in fostering stronger communities. Homeowners have a vested interest in the well-being of their neighborhoods and are more likely to engage in community activities, form relationships with neighbors, and contribute to local initiatives. When people have a sense of ownership and belonging, it leads to more vibrant and cohesive communities, creating a positive ripple effect that extends beyond individual households.

  6. Long-Term Financial Planning: Purchasing a home is a significant long-term investment, and it encourages individuals and families to think about their financial future. By committing to homeownership, you are more likely to develop a long-term financial plan, including budgeting, saving, and building a strong credit history. This financial discipline can extend to other aspects of your life, setting you on a path toward overall financial well-being.

National Home Ownership Month serves as a reminder of the countless advantages and importance of owning a home. Beyond the financial benefits, homeownership offers stability, security, pride, and a sense of belonging. By celebrating this month, we recognize the role that homeowners play in building strong communities and fostering personal and financial growth. Whether you are a first-time homebuyer or a seasoned homeowner, this month is a time to reflect on the value of having a place to call your own and appreciate the countless opportunities it provides.

Top Real Estate Questions For Buyers

by The Paula McDaniel Group

If you are thinking of buying real estate, you probably have many questions. We have done the research, and have answers to some top questions you might be wondering as a buyer! 

1. What can I afford?

The amount that you can afford on a house depends on many factors. This can include income, expenses, and debts. This can be challenging to figure out, and ultimately how much you want to pay monthly for a home is your preference. However, a good rule of thumb is to aim for a monthly payment that is 28% of your income or below. It is important that you speak with a lender and become pre-approved for a mortgage before you start looking for properties! We would be glad to connect you with a lender in the Chattanooga area so we both know how to help you find your new home!

 

2. What should I look for in a property?

When looking at a property you want to call home, there are so many things to think about! How do you know if this is the right fit for you? Some factors to consider when considering purchasing a home include location, size, layout, condition, and amenities. Think about your needs and priorities, and what features are must-haves for you!

 

3. What is the buying process like?

The buying process typically involves several steps, and we want to walk you through all of them! The first step is to get pre-approved for a mortgage. Then, you can start looking for homes and touring houses! Once you find a home you love, we will help you make a competitive offer on the home. From here, we will guide you towards the closing process! There may be some challenges along the way, which is why it is important for you to work with a trusted and experienced real estate agent who can navigate through anything that comes along. 

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Photo of Paula McDaniel ABR, CRS, e-PRO, GRI Real Estate
Paula McDaniel
ABR, CRS, e-PRO, GRI
2115 Stein Drive
Chattanooga TN 37421
Cell: 423-667-2997
Office: 423-362-8333
Office Direct: 423-661-3975
Fax: 423-362-8334


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​The Paula McDaniel Group
Cell: 423-667-2997
Email: [email protected]
Real Estate Partners Chattanooga LLC 
Office: 423-362-8333
2115 Stein Drive
Chattanooga, TN 37421
Equal Housing Opportunity. Licensed in TN and GA. It is up to the buyer to verify that all information is correct and accurate. 
Displayed property listings may be held by a brokerage firm other than Real Estate Partners Chattanooga LLC​ and The Paula McDaniel Group
.