Chattanooga Real Estate Information Archive

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Top Real Estate Questions For Buyers

Friday, April 21, 2023

by The Paula McDaniel Group

If you are thinking of buying real estate, you probably have many questions. We have done the research, and have answers to some top questions you might be wondering as a buyer!

1. What can I afford?

The amount that you can afford on a house depends on many factors. This can include income, expenses, and debts. This can be challenging to figure out, and ultimately how much you want to pay monthly for a home is your preference. However, a good rule of thumb is to aim for a monthly payment that is 28% of your income or below. It is important that you speak with a lender and become pre-approved for a mortgage before you start looking for properties! We would be glad to connect you with a lender in the Chattanooga area so we both know how to help you find your new home!

2. What should I look for in a property?

When looking at a property you want to call home, there are so many things to think about! How do you know if this is the right fit for you? Some factors to consider when considering purchasing a home include location, size, layout, condition, and amenities. Think about your needs and priorities, and what features are must-haves for you!

3. What is the buying process like?

The buying process typically involves several steps, and we want to walk you through all of them! The first step is to get pre-approved for a mortgage. Then, you can start looking for homes and touring houses! Once you find a home you love, we will help you make a competitive offer on the home. From here, we will guide you towards the closing process! There may be some challenges along the way, which is why it is important for you to work with a trusted and experienced real estate agent who can navigate through anything that comes along.

Home Building Tips

Friday, April 14, 2023

by The Paula McDaniel Group

If you are in the market to build your dream home, we have some great tips for you! Building a home is an exciting process, but can be stressful! Keep reading to find out the essential home building tips for home buyers to make the process easier and more enjoyable.

1. Plan your budget carefully

The first step in building your dream home is to plan your budget carefully. Speak with an experienced real estate agent, who may have a better understanding on what will work best for you in your local market. Consider factors such as cost of land, building materials, labor, and unexpected expenses. It is also important to consider your long term costs with your home, such as maintenance and upkeep.

2. Choose a reputable builder

When building a home, it is crucial to work with a builder who is reputable in your area. Do lots of research and make sure your builder is the right fit for you and that you are comfortable with your decision. Some great ways to look are reviews, testimonials, and references from their previous clients.

3. Pay attention to details

When building a home, it is the little things that make all of the difference! Make sure you pay attention closely to details such as lighting, floors, and finishes. These can significantly impact the look and feel of your home.

4. Get the right permits

Make sure you do your research and obtain all of the correct permits and licenses before starting construction on your home. Failure to do so may result in fines and delays in the construction process!

5. Stay involved in the process

Make sure you visit your home frequently and stay involved during the construction process. Regularly communicate with your home builder and make sure you are up to date on the process of your home. This will ensure your happiness with the final result, which is the ultimate goal!

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Why You Should Relocate To Chattanooga, TN

Friday, April 7, 2023

by The Paula McDaniel Group

If you have thought about relocating to a new city, Chattanooga, TN should be at the top of your list! This beautiful area is located just north of the Tennessee and Georgia state line. Chattanooga is known for its scenic beauty, fun atmosphere, and interesting history! Here are some great reasons to move to Chattanooga.

1. Low Cost of Living

One of the most influential reasons people are relocating to Chattanooga from all over the country is its affordability. Chattanooga has a relatively low cost of living compared to other cities around America. Housing, transportation, and other living expenses are all considerably lower, making it appealing to relocating buyers.

2. Scenic Views

Chattanooga is greatly known for its beautiful scenery. Known as the Scenic City, Chattanooga has lots to offer. Many residents take advantage of the fun outdoor activities that Chattanooga offers such as: hiking, biking, and rock climbing! The Tennessee River also runs through downtown Chattanooga, making it a great place to kayak, paddleboard, and cruise in a boat

3. Arts and Creativity

Chattanooga is known for its artistic culture. There are numerous galleries, museums, theaters, and much more to keep you entertained! Some fun places to visit include the Hunter Museum of American Art, the Chattanooga Symphony and Opera, and Chattanooga Theatre Centre. Be sure to check out the numerous festivals throughout the year as well!

4. Growing Job Opportunities

Chattanooga is growing, and so is the job market! The city is largely known for some of its major employers, including Volkswagen, BlueCross BlueShield of Tennessee, and Amazon. There are many more opportunities for all families around Chattanooga, such as working at the Tennessee Valley Authority.

5. Family-Friendly Environment

Chattanooga is a great place to raise a family. The city has a range of family-friendly activities, including the Tennessee Aquarium, the Creative Discovery Museum, and the Chattanooga Zoo! The city is also home to a range of excellent public and private schools, as well as several colleges and universities.

Overall, Chattanooga is an amazing place to live and grow a family. With its affordable cost of living, beautiful scenery, artistic scene, great job market, and family-friendly environment, it's clear why so many people are choosing to relocate to this growing city!